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PETNET is the country’s foremost urgent transaction center with over 3,000 locations nationwide which provides its customers with a comprehensive scope of reliable financial services in one location.

In mid-2015, Aboitiz Equity Ventures, Inc. (AEV) acquired a 51% stake in PETNET and with this entry, PETNET has embarked on a rapid and massive branch and service offering expansion program.

To better describe its portfolio of services and continuously be relevant to its target market and industry, the company rebranded its retail network to PERA HUB in April 2016 to own and define the company’s value in the urgent transaction center services category.

PETNET’s new retail brand, PERA HUB is geared towards providing complementary products, cash, and payment-related solutions to its growing market, such as foreign exchange, bills payment, airline ticketing, cellphone loads, ATM withdrawals, micro-loans, and micro-insurance.

PERA HUB signifies the brand’s competitive selling proposition of being a cash and payment-related transaction center.

In December of 2017, PETNET received its ISO 9001:2015 Quality Management System (QMS) certification from the Certification International Philippines, Inc. (CIP) and got recently recertified in January 2019.

In 2018, Aboitiz Equity Ventures (AEV) has sold its 51% stake in PETNET, Inc. (PETNET) to City Savings Bank (CSB) and Union Properties, Inc. (UPI), in line with the direction of the Aboitiz Group to consolidate all its financial services under one entity, Union Bank. CSB and UPI are subsidiaries of Union Bank.

This strategy facilitates closer collaboration among the Group’s banking and financial service units and leverages synergies towards business optimization.

Even with the sale of AEV’s 51% stake, PETNET remains a part of the Aboitiz Group and its Management has not changed.  Today the company continues to commit itself to scale up the business to further provide relevant services to its customers.



To be the country’s largest and preferred urgent transaction center that offers cash and payment-related solutions to customers.



To provide the complete suite of cash services to clients through friendly and fast service processing under one roof.


The new company core values are adapted from the Aboitiz Equity Ventures (AEV) core values – integrity, teamwork, innovation & responsibility. We have added the core value of friendliness to better describe our daily interface with our internal and external customers.


We exhibit expertise and consistency in being transparent and accountable in delivering our promises.


We work interdependently as we promote cooperation and mutual respect.


We constantly look for newer and better ways to provide efficient services relevant to our clients, employees, and partners.


We continuously adhere to good corporate governance while taking care of all our stakeholders.


We strive to conduct our business with warmth while maintaining respect & proper conduct in all aspect of our operations.


Western Union

Powered by Western Union, Domestic and International Remittance services are available in all PERA HUB Branches nationwide.


Cebu Pacific

Largest carrier in the Philippine air transportation industry, offering low-cost services to domestic and international destinations.


Malayan Insurance

Through Accident Protect, Malayan Insurance provides PERA HUB’s customers insurance coverage of up to Php 100,000.00 in partnership with AV Ocampo.


City Savings

PERA HUB is an outsourced service provider of City Savings Bank for its Teachers’ Salary, Pensionado, and Motorcycle Loans.


Load Central

The biggest provider of prepaid load for Philippine Telecommunication Companies.


Bayad Center

Philippines’ pioneer and leading bills collection company providing reliable and convenient cash payment solutions.


Philippine Airlines

In partnership with Universal Holidays Inc., PAL provides PERA HUB customers a comprehensive list of domestic & international destinations all over the world.


AVOcampo ATR KimEng

AV Ocampo is an insurance broker whose expertise is in selecting the insurer that is best suited for its clientele.


Air Asia

A Malaysian low-cost airline providing Filipinos affordable travel services to more than 130 destinations.

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