PETNET is the country’s foremost urgent transaction center with over 2,500 locations nationwide which provides its customers with a comprehensive scope of reliable financial services in one location.

In mid-2015, Aboitiz Equity Ventures, Inc. (AEV) acquired a 51% stake in PETNET and with this entry, PETNET has embarked on a rapid and massive branch and service offering expansion program.

To better describe its portfolio of services and continuously be relevant to its target market and industry, the company rebranded its retail network to PERA HUB in April 2016 to own and define the company’s value in the urgent transaction center services category.

PETNET’s new retail brand, PERA HUB is geared towards providing complementary products, cash, and payment-related solutions to its growing market, such as foreign exchange, bills payment, airline ticketing, cellphone loads, ATM withdrawals, micro-loans, and micro-insurance.

PERA HUB signifies the brand’s competitive selling proposition of being a cash and payment-related transaction center.

In December of 2017, PETNET received its ISO 9001:2015 Quality Management System (QMS) certification from the Certification International Philippines, Inc. (CIP).

In 2018, Aboitiz Equity Ventures (AEV) has sold its 51% stake in PETNET, Inc. (PETNET) to City Savings Bank (CSB) and Union Properties, Inc. (UPI), in line with the direction of the Aboitiz Group to consolidate all its financial services under one entity, Union Bank. CSB and UPI are subsidiaries of Union Bank.

This strategy facilitates closer collaboration among the Group’s banking and financial service units and leverages synergies towards business optimization.

Even with the sale of AEV’s 51% stake, PETNET remains a part of the Aboitiz Group and its Management has not changed.  Today the company continues to commit itself to scale up the business to further provide relevant services to its customers.




To be the country’s largest and preferred urgent transaction center that offers cash and payment-related solutions to customers.



To provide the complete suite of cash services to clients through friendly and fast service processing under one roof.



The new company core values are adapted from the Aboitiz Equity Ventures (AEV) core values – integrity, teamwork, innovation & responsibility. The core value of friendliness was later on added to better describe our daily interface with our internal and external customers.

bulletIntegrity – we exhibit expertise and consistency in being transparent and accountable in delivering our promises.

bulletTeamwork – we work interdependently as we promote cooperation and mutual respect.

bulletInnovation – we constantly look for newer and better ways to provide efficient services relevant to our clients, employees, and partners.

bulletResponsibility – we continuously adhere to good corporate governance while taking care of all our stakeholders.

bulletFriendliness – we strive to conduct our business with warmth while maintaining respect & proper conduct in all aspect of our operations.






Complete Urgent Transaction Center
PERA HUB serves the community by offering a variety of transaction services in customer-friendly locations across the Philippines. We can be absolutely counted on to deliver warm and efficient service, to always have your cash ready, and always make the process easier and faster. 

Warm, personalized service
PERA HUB acknowledges that the most important component of their business is the human touch. With this in mind, PERA HUB sees to it that anyone who walks into their centers is treated with the utmost care, respect, and warmth.

Partnership with top providers in their categories
PERA HUB’s line of transaction services is backed by global and local partners that are leaders in their respective categories, like Western Union, Aboitiz, Unionbank, and City Savings Bank, among other companies.

Expertise and Knowledge of the business
PERA HUB nurtures and strengthens its core values and beliefs that guide them to be the best in what they do. PERA HUB’s expertise and knowledge allow the company to create long-term value for all its stakeholders.



Loyalty Card

Experience PERA HUB Rewards - "Friendly service. Great rewards."

Downloadable Forms

Download your DepEd loan and GSIS pension loan application forms here.

Join our network!